Cherry Creek Mortgage Company

Purchasing a house and finding a mortgage is really not that difficult, especially if you understand the process from the beginning.　 Cherry Creek Mortgage Company is Colorado's #1 Purchase lender and we work hard to make the process quick and effecient. 

Cherry Creek Mortgage Purchase Process

• Develop a budget and know what you want to spend on housing expenses (mortgage, property taxes, insurance, HOA)
• Complete the application with a loan officer.  The application will take about 10 minutes to complete and can be done online. 
• Provide your loan officer with income and asset documents.　 Your loan officer will need to confirm the information on the application and will typically need copies of you tax returns, W-2's, pay stubs, and bank statements.　 Once again you have few choices, you can upload your documents through our website, email, fax, or drop them off. 
• Your loan officer will pull a credit report and obtain a pre-approval through our automated system. 
• You are ready to find a house and place offers. 
• Once you have an accepted contract, you can lock in your interest rate. 
• Your loan is submitted to underwriting and an appraisal is ordered by the lender. 
• The underwriter will issue a conditional approval with a few conditions. 
• Once the conditions are satisfied the underwriter will issue a final approval and you will be ready to close on your new house.

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• Cherry Creek Mortgage Company can help you purchase or refinance your home throughout Colorado, including Parker, Littleton, Centennial, Highlands Ranch, Lakewood, Golden, Wheat Ride, Arvada, Cherry Creek, Denver, Boulder, Lafayette, Westminster, Lousiville, Niwot, Erie, Brighton.